Cash, credit card, check or money order: Gifts to The Foundation in these forms are gratefully accepted at any time.
Life Insurance: Some people invest in God's future in gratitude for all of life's blessings by designating The Foundation the beneficiary of their life insurance policy or policies. Others transfer ownership of a life insurance policy to The Foundation and make an annual gift to continue premium payments. This gift provides an immediate tax deduction equal to the cash value of the policy at time of transfer and the annual gift of the premium is deductible in full.
Stock: Many Episcopalians contribute appreciated securities they have held for more than one year. By making a gift of stock, the giver can eliminate capital gains taxes and receive a charitable income tax deduction equal to the full fair market value of the securities on the date of their contribution.
Charitable Trusts: A sophisticated means of giving, trusts are stand-alone financial instruments to hold assets for someone's benefit. There is a large spectrum of trusts, including: Uni-Trusts, Annuity Trusts, and Lead Trusts. Your attorney or tax advisor will be glad to assist you in determining the trust best suited to your needs in giving to The Foundation.
Estate Planning: More and more Episcopalians and friends choose beyond their lives to give to God's future by making a bequest to the Foundation in their will. Depending on the tax rate, some estates are subject to more than a 70% tax. Gifts to the Foundation are deductible in determining the value of your estate and can reduce your estate tax liability.
Real Estate: When you contribute real estate to the Foundation, you receive a charitable deduction for its full fair market value and you pay no capital gains tax on increases in its value since you purchased it. The value of your extra house or other real property may be put to good use through a project of your own choosing, or in one of the programs of The Foundation Trustees.
401(K): If you have a 401(K) account that is doing nothing, there are different tax benefits to giving it to The Foundation depending on the account and its value when you contribute its assets as a gift, designate it as trust, or make The Foundation the beneficiary. (The El Camino Real Foundation is a nonprofit corporation organized and operated for charitable purposes in the Diocese of EI Camino Real.)
Gift Annuity: A gift annuity, a contractual agreement, can guarantee you fixed income for life in exchange for money or assets you transfer to The Foundation.
ECRF stands ready to assist your parish in forming an endowment fund and legacy society to benefit your parish or the ECR Foundation.